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10 Super Simple Ways to Earn From Home (Without Making an Investment)

The Internet offers a plethora of opportunities to make money even when you have nothing to invest. You can make money online in the comfort of your own home and at your own pace. Because these jobs don’t have to take up too much time, you get to spend more time with your family and reduce the stress of commuting and the workplace. Choose well and you can get jobs to do from home that reward you well for your efforts.

Here are 10 home based jobs without investment that you can try:

Do micro jobs.

This is one of the latest money-making gigs on the Internet. Perform simple mundane tasks such as compiling comments from a Facebook thread or transcribing short video files and earn around $5.

Try freelance writing.

If you enjoy writing, you can make money online by signing up at a freelancing website like oDesk or Freelancer, by selling your work to stock article websites, and by writing about topics that you are particularly knowledgeable about and selling your articles to websites that can use them. For example, if you enjoy writing about childcare, parenting, and related topics, you can write for Babycenter, Babble, and Parenting. Websites such as Ezine, HubPages, and Squidoo pay between $2 and $200 depending on the quality of the article and how many hits it gets.


If you aren’t already on the blogging bandwagon, you can start to make money online by setting up a blog, filling it with high quality content, earning a following, and then making money from affiliate programs, ad revenues, and sponsored posts. Blogging is one of the most popular and most lucrative jobs to do from home. And if you truly enjoy writing and sharing online, it won’t even feel like a job.

Sell your photos.

This is the easiest and simplest way to make money online. Who doesn’t have a load of photos just sitting in the hard drive at home? Why not use these photos – a veritable gold mine – to earn some quick cash? There is a big demand for photos online and stock photo websites are cashing on in this demand, raking in millions of dollars in profits each year. These websites sell an image every second. If you’re an avid photographer or if you just happen to have some nice photos lying around, sell them to these stock photo websites.

Become a virtual assistant.

Work as a part-time virtual assistant and you can earn as much as $20 an hour – not bad for a part time job from home! Today, big companies are relying more and more on outsourcing companies that connect big businesses with home-based freelancers who have the knowledge and skills to help them reach their goals. Sign up with oDesk or Guru and take on specialized tasks such as providing administrative or technical support, writing e-mails, handling inquiries, booking tickets, and interacting with customers. There are a lot of jobs to choose from. Choose those that fit your particular skill set and schedule.


Another great way to make money online without spending anything is to become an online teacher or tutor. You can teach English to students from all over the world or you can sign up at a website such as and teach subjects depending on your expertise. You choose your own schedule and your fee will depend on the difficulty of the subject you will be handling. The more spare time you have, the more students you can take on, and the more money you make.

Sell your stuff.

Starting an online business can be as simple as taking a look around your closet or garage or attic, weeding out the stuff you no longer need, checking these items for defects, putting a price on each item, taking photos, and then selling them online. There is no need to make a financial investment. We all have a lot of stuff we don’t need: clothes bought on a whim and never worn, clothes that our children quickly outgrew, china and collectibles, even gadgets, appliances, furniture, and vehicles. Alternatively, if you like to craft, sew, draw, paint, or make jewelry, you can sell your crafts, illustrations, and other creations on a website such as Etsy.

Participate in or answer surveys.

There are a couple of ways to make money online through surveys. The first is signing up with websites that will email you surveys to answer. The other is participating in online studies performed by institutions such as Harvard or in focus groups put together by companies such as Focus Forward.

Sell e-goods.

Selling electronic goods is easier than selling physical goods because there is no need to physically handle your products. This means that you save on storage, shipping and handling fees, and the human resources needed to move your goods around. You also don’t need to do inventories and to worry about replenishing supplies. E-books are some of the most profitable e-goods you can sell. Publish them through Amazon or Barnes & Noble and you can get up to 70% commission with each sale. There is no need for financial capital to make money online this way. If you have an expertise or specialized knowledge on something, write an e-book about it and then sell it.

Do mobile tasks.

You can even make money online without having to sit in front of the computer for hours. Believe it or not, you can get paid to do simple tasks that you can accomplish while you’re out and about. There are no special skills needed. You can do them as you take a stroll at the park or even while you sit in traffic. Mobile tasks are simple things like testing apps and taking photos of window displays. Companies such as Easy Shift or Gigwalk will pay you between $1 and $100 for jobs that will only take 5-10 minutes of your time. All you need to accomplish these tasks is your smartphone and you can do them while you’re on the go!

Investing In Yourself Pays Off

I had a new client who had been putting off investing in herself. She has spent thousands of dollars on her website, business cards and general ‘stuff’. ‘Mary’ has a service business and did what many people in her industry do to ‘get’ business and end up burnt out and not very profitable.

Within the first hour in our planning session, she realised she had been spending 80% of her time on 20% of her clients, who gave her 20% of her business. In other words she spent most of her time focussing on the least profitable clients.

Mary also discovered that she already had done the hard yards and could clearly see how she could easily quadruple her profits and work much less but only if she did the following:

1. Managed her time

2. Got fit and healthy

3. Stayed focussed

4. Said ‘no’

5. Took consistent action

6. Delegated

and continued coaching

Imagine if she didn’t ‘find the money’, where would she have been in the next few months? On the day I saw her she was extremely tired and irritable and on the verge of exhaustion.

So when you’re in enough pain and realise you have to invest money into yourself, whether it’s for your own well-being or business, don’t make the excuse you ‘don’t have the money’. Ask yourself the question ‘how can I find it?’.

Always look at where you want to be, not where you are now. You will always find the money when you want to do something badly enough.

How to Find Good Investment Property

The topic that will be explained in this article is the way to find good investment property. Owning rental real estate seems to be more and more popular as investor tire of the swoops and swoons of the stock market. As for our information, not everyone has what it takes to be a landlord. But those who do may find out that rental will be a good way to build wealth. After we have decided to buy rental property, our real work begins. To find a profitable rental property usually takes a long time, connections and plenty of research.

To find good investment property, we need to know our time horizon. As it is the same as any other investment, we must have a plan or idea on the period we want to own a rental property before we buy it.

The longer the period we plan to own the property, the more we’ll probably need to invest in maintenance, improvements and repairs. If we’re keeping it for 20 or 15 years, at some point, it means that we will be putting a new roof on that property. In addition, we will be putting in new appliances and doing some major repairs. If we are only planning to own a property for four or five years, by contrast, we will probably want to avoid making any major improvements unless we are confident that we can recoup the cost with a higher sale price.

There will also a greater risk that we will face within a shorter time horizon. Although our rental will almost certainly appreciate over 15 years, but it could easily lose all the value in the following next five, especially if we are buying in an overheated market. We will need a higher amount of potential annual return to make up for that risk.

As for small investors, they might prefer long-term ownership. We will have plenty of time to achieve great result in the market, and rental income can make a nice supplement to our day job. Find more rental properties, and being a landlord may become our daily job.

Lastly, we need to develop a network. Landlords that have greater experience might find their properties in a variety of ways. Some of them will hunt for foreclosures, making friends with bank employees and city hall clerks or who has information on which properties are about to be sold. Some of them run promotion in local newspapers. Meantime, others might work with real estate agents that keep their eyes peeled for possible buys. Some of the landlords might be joining a local landlord and property owner’s association to make contacts and good relationship. It is believed that when we begin to own rentals, all the other investors start coming out of the woodwork.